Do Freelancers Have More Job Security?

Michele Goodman of The Anti 9-to-5 Guide made an interesting argument recently on her blog. She posited that freelancers have more job security than nine-to-fivers - and are actually better equipped to survive the current economic crisis . Naturally, this got my attention.

I'd read last week how the government has extended unemployment benefits by seven or more weeks, and it got me thinking (a little morosely) how freelancers who work on a 1099 "independent contractor" basis like me don't qualify for unemployment. That gave me a little anxiety. The phrase "lack of a safety net" came to mind.

But Michele's perspective turned my thinking around. Because the serious upside for a freelancer like me is that I can't get laid off, ever, and if I'm good, I shouldn't need unemployment because I have the ability to adapt to a changing marketplace. In other words, to apply my skills to new industries (like the booming green space, my newest foray) and "follow the money."

Here's an excerpt of the four things she says make freelancers the ultimate survivors:

* Our checks come from multiple companies rather than just one. If one client tanks, we replace them with another.
* We’re endlessly flexible. If one market dies off, we adapt. Diversification is key, even when the economy isn’t taking a nosedive.
* We’re old pros at interviewing and selling ourselves. Freelancers are constantly “interviewing” on a monthly, if not weekly, basis. Plus, we have the most up-to-date bios, resumes, and portfolios around.
* It’s still cheaper for companies to hire freelancers than employees. If a company has 100 hours of work that no one on staff has the time or expertise to complete, they’re going to outsource it.

One final thought that applies to everyone. Whether you're full-time or freelance, you have a skill set that goes with you. So even in an era of layoffs, just remember: you don't always need an employer to have employment!

Someone's Been Kissing My Crush

Meg Cooch, that's who. But I can forgive her because she sent me this great scouting report on New Mexico after visiting in October for the Albuquerque International Balloon Fiesta.

Here's what she had to say:

J and I had a fabulous time in Santa Fe and Albuquerque. We spent two days in Santa Fe at an adorable bed and breakfast off the center square called Madeleine Inn, which is also home to the Absolute Nirvana Spa. We loved the fresh cookies daily plus wine and cheese at 5:00 p.m. in front of the outdoor fire.


Overall, the food in Santa Fe was amazing, the art fabulous though depressingly expensive and the people super friendly. October is a great time to go - high 70s during the day, low 60s/high 50s at night. The only thing that made us pause was that there is little nightlife beyond 11:00 p.m. or midnight. It is a pretty slow town, but gorgeous. Albuquerque was good as well - far less quaint, but they have a great area near the University of New Mexico, which felt funky and cool. Again nightlife was less active, although there is a strip of bars/lounges in downtown.


The balloon festival was a sight to behold - hundreds of hot air balloons in the sky. Watching the balloons glowing as the sun went down was amazing. One downer was that it rained two days in a row so we missed the mass ascension because we were flying out the next morning, but apparently rain is very rare, and they had never really canceled festivities before this year.

Takeaways?

--Less-than-kicking nightlife, which I had heard before and am debating how much of a factor it is to me. Probably not a major one at this stage.

--The spa culture and New Age sensibilities? Groovy. Bring on the zen, even the eccentricity, I say. I like places that embrace individuality, and I plan to get a little kooky in my old age.

--Not much rain. I'm used to that in California. No biggie. (In LA, we average 15 inches of rainfall per year. Santa Fe averages 14 inches per year.)

--And finally, from her lovely photo of the changing Aspen trees, I was reminded how much I miss seasonal change here in LA. It's a big draw to have that again. (I'll recant once I'm buried in snow.)

Bottom line: No real deterrents. Only fuel to my fire. My crush remains alive and well!

Thanks, Meg!

p.s. For more photos of Santa Fe in autumn, check out this blog I recently discovered (and plan to follow regularly): http://choosing-santa-fe.blogspot.com/. It's about a woman who decided to leave the big city (Boston, in this case) for Santa Fe in 2006.

It's the Economy, Stupid

There's a new poll in the right sidebar. Take it...now!

Essentially, I want to know how the current recession (let's just call it what it is) is affecting your ability and/or desire to break up with your current city and jump into bed with your dream town. My hunch is that homeowners and renters will have very different responses.

Speaking to a good friend last week, she described feeling stuck as a homeowner. In short, she didn't think there was any way she and her husband could sell their home and move as a result of the down market. There would be no takers. Then there's those in "upside down" mortgages - meaning, who owe more than their home is currently worth - who couldn't sell even if there was a buyer because of the huge loss. An estimated 12 million Americans are in that predicament, according to this sobering article.

But renters may be more apt to move, I suspect. Layoffs and declining business could drive those not tied to a home to areas with better job prospects or a lower cost of living. For me, the economic crisis has only underscored why it just doesn't make much sense for me to live in the city with second-least-affordable housing in the US.

You see, LA and I just don't have the same financial values, and we all know that's a deal breaker in relationships. LA believes in million-dollar mortgages and mountains of debt. I don't. And frankly, I can't. I'm self-employed, which means my income can fluctuate. Therefore, the lower my overhead, the greater my ability to weather any storm.

Fortunately, excepting a handful of cities, anywhere I move is going to be cheaper than LA, and I can have the things I want (oh sweet, sweet spare bedroom) without paying (much) more. Now that's an equation I can get behind. Hurray for telecommuting!

Got a related story? Think my theory has holes? Please chime in. But most importantly, take the poll!

Do You Feel My Stress?

Forbes does.

They’ve ranked LA as the fourth most stressful city in the US, based on criteria like affordability, population density, unemployment, gas prices, air quality and a few other things. (Rounding out the top five are: 1) Chicago, 2) New York, 3) San Francisco and 5) Detroit. In other words, a short list of where I won’t be moving.)

Here’s the description of LA’s “stressors”:

Individuals living in the City of Angels deal with a 7.5% unemployment rate, the second least affordable homes relative to income in the country and the worst air quality in the country. Angelenos also have to fret about health concerns and often need to stay indoors when the smog gets really bad. Throw in expensive gas and this car-dependent city has a lot to stress about.

Now, I knew LA was going to be high on Forbes’ list, which also includes some surprises like Salt Lake City and Providence, once I saw that affordability was one of the factors. I mean, we’re the worst value for real estate in the country, and we are just behind New York and San Francisco in exorbitant rental rates. More than gas prices (because I don’t commute), unemployment (because I am self-employed) or smog (because, I swear, it has never affected my health or activities), this is what causes me stress in LA.

When I look at renting a larger place here (at least $25/square foot in my neighborhood nowadays), or buying something the same size or bigger (still at least $400/square foot in my neighborhood), I simply can’t justify giving up my rent-stabilized apartment of seven years. The jump in price per square foot is just, well, stupid.

Which means, if I really want things like a spare bedroom and a better home office (which I crave the way reality stars crave fame), I can’t afford a long-term relationship with LA. Because if you can’t upgrade during a severe housing recession, when can you?

Try nev-er. Ooof.

Familiar Places, New Validation

First off, I apologize for the long gap between posts. Work got busy, and then I came down with a severe case of election fever. I know many of you hear me on that.

But I’m back – and I pledge to post more regularly in the coming months. Fortunately, there will be much to report and analyze. Let’s just say that geographic longings have stirred, old flames have resurfaced, and new “city dates” have been scheduled.

Starting in January, be on the lookout for a rekindled romance with Charleston, South Carolina; an extended first date with Jacksonville, Florida (where I will be telecommuting from); and a weekend fling with the polysyllabic spelling bee stumper, Apalachicola, Florida. Yes, I will be a snowbird again this winter, thanks to the peripatetic career of my lovely boyfriend, who works in the film industry.

Until then, there’s still much to discuss – such as my recent dip back into the well with New York City (full post on that coming soon) and the fascinating, on-point recommendations on where I should live from FindYourSpot.com. As I teased in my last post, I was astonished to find that half of their suggestions hailed from two states that were already looming on my blog. It gives credence to their questionnaire, which I think anyone who daydreams of moving must take.

Which two states, you ask? None other than New Mexico, home to my leading crush, Santa Fe, and Arkansas, where I randomly and serendipitously found myself this summer. Turns out my love affair with Eureka Springs, Arkansas, was not just chemistry, folks. Believe it or not, it turned up in my 24 recommendations, which means that according to FYS’s formula, there’s long-term compatibility too.

Without further ado, here are the 24 places FYS thinks I should consider living based on my input:

1. Silver City, New Mexico
2. Salisbury, Maryland
3. Truth or Consequences, New Mexico
4. Holiday Island, Arkansas
5. Eureka Springs, Arkansas
6. Charleston, West Virginia
7. Fayetteville, Arkansas
8. Mountain Home/Bull Shoals, Arkansas
9. Milwaukie, Oregon
10. Shreveport, Louisiana
11. Natchitoches, Lousiana
12. Salem, Oregon
13. Hot Springs, Arkansas
14. Cherokee Village, Arkansas
15. Las Cruces, New Mexico
16. Hagerstown, Maryland
17. Morgantown, West Virginia
18. Las Vegas, New Mexico
19. Heber Springs/Greer Ferry Lake, Arkansas
20. Little Rock, Arkansas
21. Carlsbad, New Mexico
22. St. Helens, Oregon
23. Corvallis, Oregon
24. Frederick, Maryland

Now, I should remind you that among other criteria, I requested a temperate to warm place (meaning, no extreme cold weather), very low cost of living (below national averages) and a small population, as I’ve been feeling drawn to small towns. And as you can see, those three choices reflected heavily in my results. Knowing me, I will probably re-take the quiz several times using different criteria, but this was my initial stab.

A few reactions (with more possibly to come in subsequent posts)…

• Equal to the eerie satisfaction of seeing my affection for New Mexico and Arkansas validated for me was the initial bafflement I felt at seeing Maryland appear three times. But then I remembered Arkansas and checked myself. Because what I learned during my time there was that it’s unfair to prejudge any place you haven’t really given a fair shake. As an intern, I lived in the Maryland suburbs of DC for two summers, but I've not revisited since I shed my DC biases, nor have I been to the three towns in question. I'm guessing it's quite different (especially in cost of living) once you leave the burbs.

• I admit, I felt sheer delight to see five small towns in New Mexico pop up. I also had a bell ring with Truth or Consequences (population 7,163). Who could forget a name like that? Turns out I had read a profile of it in Budget Travel’s Ten Coolest Small Towns 2008 issue. Upon further poking around, I discovered that Silver City (population 10,545) had been featured in Budget Travel's list the year before. As for the other three towns, which I know little to nothing about, you better believe I'll be scouring for scoop. Anyone been?

• Given my growing intrigue about New Mexico’s quirky small towns – and especially the description of Silver City as “the new Santa Fe” – I feel compelled to incorporate them into my still TBD trip there. It really warrants more than a weekend at this point, so my boyfriend and I are hoping to find a week in the spring (after we return from Florida) to do a proper road trip. Stay tuned!

Finding Your Spot

Here I am doing all this research about where I should move, and it turns out there's a relocation site that'll figure it out for me! It's called FindYourSpot.com, and I was (and still am) dumbfounded that I'd not heard of it. (A big thanks to Amy Mulert for tipping me off.)

FindYourSpot is quite comprehensive. Not only does it recommend a whopping 24 places based on their proprietary quiz, but it provides you with four-page summaries of each locale. The cost? Zip. (Access to more in-depth city reports will set you back $9.95, however.)

Here's an excerpt from the FYS "About Us" page:

You may be like millions of other Americans who are choosing where to live based on quality-of-life factors that really matter to them. Thanks to technology and "portable" skills, those movers can often plug their skills into a meaningful career in the place they really want to live.

And from the "How It Works" page:

FindYourSpot is the best way to discover your perfect hometown...just tell us your ideal and we’ll find the best candidates for you. We don’t have the bias of your Aunt LuLu, we don’t have mounds of useless data for you to sort through, and we don’t have the gall of "best places" lists that tell you what your priorities are. What we do have is the most accurate automated recommendation system and the most pertinent information.

Could FYS be more up my alley? Even the name gets at the heart of my quest. I'm not just looking for any cheap spot. I'm looking for MY spot. My geographical mate, if you will. How will I know it? It should feel like the place that fits the person I've become.

What I enjoy about FYS's approach is that they see where you live not as a strict consequence of your job or your place of birth, but as a true choice in today's jetsetting, increasingly online world. A choice that influences your lifestyle, your activities, your culture, your quality of life...and quite possibly, your happiness. Here here!

The quiz takes about 10 minutes, with questions broken into the following categories:

1. Climate
2. Culture
3. Schools/Hospitals/Airports
4. Outdoor Activities/Sports
5. Population and Geography
6. Predilections and Organizations
7. Religion and Churches
8. Taxes and Housing/Rental Costs

For me, the hardest parts involved selecting my airport preferences (am I willing to drive a few hours to reach a major airport?), my population preferences (small or medium-sized towns?), my weather preferences (how much snow, humidity and rainfall can I stomach?) and housing caps (what is my max home price or rent?).

Ultimately, I threw in my lot with sun-soaked small towns that are within a few hours of the airport and have a very low cost of living (below national averages). I'm still processing my recommendations, but let's just say the results are uncanny. Two states already on my radar represented half (12!) of the selections.

Which two states? You'll find out in my next post, where I dissect and deliberate on the 24 picks.

It's No Wonder I Want to Leave

The news for Angelenos just keeps getting worse.

First LA was ranked last for traffic, intelligence and friendliness by Travel + Leisure. Then it was revealed that our fair state has the largest budget shortfall (22 billion dollars) in the country. Now, to cap everything off, Forbes has picked LA as the worst value for real estate in the US.

Naturally, I am aware that LA has an obscenely overpriced housing market. I also know that California has the second highest cost of living in the US. But to have LA home prices down 23% from a year ago and still be ranked as the dumbest place to buy a home in the entire country? That really put things into perspective.

Accordingly, a sizable exodus has begun, and several cities in the Northwest (including my crush, Portland, ranked 10th for "Best Bang for your Buck" by Forbes) are prime beneficiaries. To quote Forbes:

"Los Angeles' misfortunes, however, have helped boost the economy in cities like Portland, Ore. It and Seattle have become attractive alternatives for those looking to leave California in search of affordable housing and lower costs of living."

Looks like I won't be the first to seek cheaper pastures - or the last.

p.s. The "Best Bang for your Buck" city according to Forbes? None other than another crush of mine - Austin, Texas. In fact, four different cities in Texas made their top ten list.

p.p.s. Other cities in the ten worst values list included my recent date, Washington, D.C., and not surprisingly, my old beau New York City, who I am likely visiting at the end of this month.

The Fallacy of More Time

National Geographic Adventure's September issue has a wonderfully candid article about the realities of leaving the big city for a small town - in this case, moving from Brooklyn, New York, to Brattleboro, Vermont, a place where you can't get cable TV, cell phone coverage or late-night sushi but you can get to know every single one of your neighbors (and their junk piles), grow a vegetable garden and become a part of a caring, tight-knit community.

(Photo credit: Alex Di Suvero, National Geographic Adventure)

What I love about the article, however, is that it doesn't buy into the fantasy. In fact, it debunks the idea that moving is a panacea. Here's the cautionary paragraph that really resonated with me:

Changing your physical location is the easy part; changing what’s in your head is much tougher. For some reason, I had convinced myself that I’d automatically have more time once I got up here. But I still work too hard, I’m still far too caught up in getting things done. And just as I never took full advantage of New York, I don’t spend enough time biking, hiking—or simply watching the changing world right outside our door.

The author, a freelance writer with a wife and two kids, makes a great point. We all imagine having more free time in a new place, especially if it's smaller and "slower" than our current city. But that's a fallacy. Only we can create (or perhaps more accurately, reserve) more time in our lives. Our environment can't do it for us.

This is a good lesson to ponder, and the very reason I am blogging today. I have the day off - because I decided to take Columbus Day off. It was a personal decision and a business decision. I have been working really hard, and I needed a day to myself to regroup. A day with zero set plans. The pile of work is still there, but I am employing a philosophy that I often struggle with. The idea that it can wait. So today I shall relax. Tomorrow I shall crank again.

For those of you who have today off, enjoy it to the max. For those of you who don't, create your own holiday at the next opportunity.

A Tale of Two Evenings: Vegas Part II

FRIDAY:

Within an hour of arriving in Vegas, we’re at the grand opening of SUSHISAMBA at The Palazzo. The party is a kaleidoscopic swirl of glitz and grandiosity – as it has to be to make a blip in this town.

We’re talking dancers in full Carnevale attire, colored mood lighting, thumping Brazilian beats, paparazzi cameras flashing and endless food trays bearing sushi, scallops on the shell, “mango tacos” and mini-donuts with chocolate dipping sauce, among other things.

Best of all, the specialty drink of the evening – the delicious “strawberry basiltini,” with muddled strawberries – is really make a splash with our entire group. This is where the cavalcade of “freeness” started…only to never really let up.

Though I failed to glimpse of the cast of “Entourage,” who hosted the party, and wasn’t even aware that one of my favorite NBA stars, Baron Davis, was there until after the fact, I was still rather pleased to interlope at such a star-studded affair. (My friend Carita, a reporter for TV Guide, got us on the list.) I also kept thinking with every free drink: “I just saved $14.”

But the bounty didn’t stop there. Soon the party migrated to the adjacent "boutique club," SUGARCANE. (A boutique club is only 4,000 square feet, I later learn. Only in Vegas.) Here, a live band was getting the crowd whipped up, there was plentiful seating and everyone had room to move on the dance floor – things I would come to really appreciate by the following night.

Amidst all of this frenetic festivity, we bumped into a group of guys from New York who were there for a bachelor party weekend. It soon became clear that the groom-to-be had a thing for redheads (always a bad pickup line, I might add), his best man was rather keen on Tejal and that he and his pals wanted to merge with our she-group in more ways than one.

Eventually we had to politely, and then firmly, decline. This classic Vegas encounter made me reflect how – even in the most upscale places – a woman can’t come to Vegas without getting hit on. I also pondered the strange mixed message of a “no-strings-attached” town with an overwhelming number of wedding chapels. It’s as if you’re supposed to come without strings – but leave with them? Any theories on this contradiction? Comment away!

SATURDAY:

After a day spent lounging at the pool, it was hard to imagine that anything could burst my bubble. We took our time getting dolled up and headed out for our big evening – this was the night we had a limo, after all.

The first stop was dinner at Shibuya, the MGM Grand’s swanky, glass-walled Japanese restaurant, where we devoured high quality fish (near the level of some of Southern California’s best sushi restaurants I would say) and then were flummoxed to find ourselves the recipients of the four free desserts I mentioned in my last post. My favorite, rather unexpectedly, was the tofu crème brulee. Doesn’t sound all that tantalizing, I know, so you’ll have to trust me.

Next we climbed into the limo, picked up three extra girls from Ireland who were also in Vegas that weekend and headed down to Fremont Street in the heart of old Vegas. A cacophony of giddy British (two of the girls in the group live in the UK), Irish and American accents accompanied our drive.

Inside the tunnel of lights there, we gawked at the brightness and posed for photos with firefighters and Chippendales. (In my defense, I was powerless to stop it. I was with a gaggle of girls, after all.). I did get a chuckle out of the huge lifts – at least two inches – in the shoes of one height-challenged Chippendale, though. In Vegas, everything is an illusion.

From there, we headed to our final destination – Tao, one of the most popular megaclubs at the moment. Things started smoothly thanks to our “Sex in Sin City” package guest-listing. That meant no wait in line (thank goodness as it was a substantial one), and no cover. But from there, my good mood started to wear off at an alarming pace.

The main reason? People. WAY too many people. This is a club with a 4,500+ person capacity(!), and it felt like all of them were in my personal space. In my crankiness, I started to notice how bored all the dancers looked – especially the ones half-dancing in bathtubs filled with flower petals. (Again, only in Vegas.)

To escape the constant jostling, we relocated from the dance floor to a balcony, only to be told we had to move down 10 feet. Minutes later, I was told to move again – and to put my shoes back on. (I’d given my feet a quick break.) That was the final straw. Tao and me were on the outs from there, and I was thrilled to make my exit. I had found my kind of Vegas, and this was not it.

Now THIS Is My Kind of Vegas

Last weekend I went to Vegas with five girls, and it was a completely different experience than any previous trip. If I had to sum it up, I would say: less sleaze (slightly less – I mean, this IS Vegas), more sophistication. And yes, I got a little seduced. Not enough to stay for a full week, and certainly not enough to move there, but more than enough to consider another weekend in the near future.

At the heart of this change is Vegas’ newest trend: the all-suite, no-casino luxury hotel. Several of the Vegas behemoths, including the MGM Grand and The Palms, have built these smaller (relatively speaking) hotels adjacent to their main properties. By getting rid of the casinos, they are able to offer suites with stellar amenities like more space (about 100 square feet more), separate bedrooms, two flat screen TVs, private balconies and full kitchens at around the same price as a regular room in the main hotel. As far as I’m concerned, it’s the way to go. Tejal, who is taking a call on our spacious balcony in the shot below, would seem to agree.


Our she-group stayed at the Signature at MGM Grand, which bills itself as a “private retreat in the heart of the Vegas action.” Usually, I would regard such a statement as hyperbole. I’m a copywriter, after all, and I get paid to write such embellishments. But the fact is, it did feel like that. I barely noticed the crowds and the chaos.

With the exception of a few claustrophobic hours on Saturday night at Tao, The Venetian’s multi-floor megaclub (see my second Vegas post for that story), all of my usual peeves about vacationing with multitudes – such as having to get to the pool by 9 a.m. to get a lounge chair – were non-factors. We had our own private cabana for crying out loud. See the photo below to check out how much poolside privacy we had, as well as a huge hot tub practically all to ourselves.


Now, part of this royal treatment stemmed from booking the “Sex in Sin City” package, which included chocolate fondue in the room (see the photo below), cozy pink robes, the poolside cabana (which came with free pitchers of Mojitos), in-room continental breakfast, massages and all-day spa access, a fantastic sushi dinner at Shibuya, three hours in a limo on Saturday night and guest listing at Tao.


The other part? Pure luck. That’s all I can figure, anyway. Most people refer to luck in Vegas, and they mean winning big at the blackjack table. But for us non-gamblers, our luck was freeness. A free fourth hour in the limo. Four free desserts at dinner. Free goodie bags. A smorgasbord of free appetizers at the pool. It felt a little too good to be true at a certain point.

Perhaps it was because we were six cute girls, or perhaps it was because Vegas is no longer recession-proof, and they really appreciated our business. Who knows. But we took it for all it was worth!

Stay tuned to hear about our escapades Friday and Saturday night at the SUSHISAMBA restaurant grand opening fete and Tao, respectively. Because you can’t come home from Vegas without a few stories.